2nd charge

2nd charge lending is also known as secured lending and is suitable for people who own their own property. It allows borrowers loans of up to £75,000 and the reason it is known as 2nd charge lending is because your mortgage is known as the 1st charge and this loan would come after your mortgage, hence the term, 2nd charge!

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We are a broker but unlike other brokers we do not charge fees as we are paid by the lender we submit your loan application to. We use two lenders currently with a 3rd due to come onboard shortly - exclusive to us here at anytypeofloan.co.uk. Representative APR is 16.8%.

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Guarantor loans allow people with a less than perfect credit history obtain a loan when all other finance avenues have been explored. The loan is only guaranteed if the applicant can find someone to be their guarantor for the loan and this guarantor must be 23 or over, a homeowner and pass a credit score that we determine. Loans are always granted at the discretion of the lending company.