CAN I APPLY FOR A LOAN IF I AM A HOUSEWIFE?

No. All applicants must have an element of earned income so a part time job topped up with certain benefits (child tax credits, working tax credit, DLA, etc) is ok but solely on benefits is not.

Also, your guarantor must not be your husband or your live-in partner. Any other guarantor is fine.

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We are a broker but unlike other brokers we do not charge fees as we are paid by the lender we submit your loan application to. We use two lenders currently with a 3rd due to come onboard shortly - exclusive to us here at anytypeofloan.co.uk. Representative APR is 16.8%.

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Guarantor loans allow people with a less than perfect credit history obtain a loan when all other finance avenues have been explored. The loan is only guaranteed if the applicant can find someone to be their guarantor for the loan and this guarantor must be 23 or over, a homeowner and pass a credit score that we determine. Loans are always granted at the discretion of the lending company.