Guaranteed van finance

We are now pleased to offer van finance that is absolutely guaranteed, regardless of the individuals or companies credit history.

This bad credit van finance is exclusive to us and you will not find this anywhere else in the UK. Our scheme works much like a more long term van rental solution, although the rates are much cheaper than you would get from a car or van rental company and…There is one huge benefit of getting your van finance from us and that is…

Although we don’t carry out any credit checks whatsoever and we do not inform the credit reference agencies that you are getting a car or van from us, we do have a great way of repairing your credit. After 3 months payments have been made on time every time, if you want us to, we can inform the credit reference agencies like Experian and Equifax. As long as you then maintain your payments to us, this will have a massively positive effect on your credit profile because it will show that you have a finance agreement that is being paid on time with no late payments, arrears or defaults. The next time you go for credit, this will show up to other finance providers and show that you are making strides to clean up your credit profile. Please note: This scheme isn’t as cost effective as typical car lease schemes, however, we will offer cars and vans to people who usually have absolutely no chance of being accepted anywhere else.

Of course if you want to, we can leave your agreement exactly as it is at the beginning and not inform the agencies but the choice is yours and it doesn’t matter to us either way.

The main points…

• All cars and vans are brand new.
• We pay for the car tax, all maintenance and repairs (including servicing) and all tyres.
• Loan term is only 18 months but you can change your van or car after just 12 months!
• No credit checks and no credit scores. Guaranteed.
• Any amount of bad credit acceptable…CCJ’s, defaults, rent or mortgage arrears, debt management plan, IVA or even current bankruptcy.
• 3 months payments upfront (as per a typical car lease). Cost includes VAT.
• Available to individuals and businesses.

Now remember, these are not the cheapest deals on the market but the difference is that we will accept anyone and we can help you repair your credit profile so that when you do come to the end of your loan term, you are free to go anywhere and have the benefit of a much improved credit history!

For more details of our guaranteed van finance, get in touch today by applying online.