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Why does the guarantor need to be a homeowner? Why indeed? If a guarantor loan is unsecured then surely there should be no need for the guarantor to own their house because the loan will not be secured on the property anyway? Again, absolutely right but let us explain. The reason that most guarantor lenders [...]

People naturally get a little bit scared when the words “credit score” are mentioned in relation to applying for a loan or finance. Yet there is no need to be worried because in simple terms, a credit score is just a more automated way for lenders to assess an individual’s application for credit. The data [...]

What is an Unsecured Loan? We get asked this a lot and the answer is really simple, it’s just that in the world of loans and finance we try our best to confuse people with jargon An unsecured loan is the opposite of a secured loan in that the loan will be offered to an [...]

This may sound like a silly statement but it is vitally important that you choose an appropriate guarantor, i.e. a guarantor who fully understands their role and responsibility to you and more importantly, their financial responsibility in relation to non payment of the loan. Most people think that applying for a guarantor loan is easy [...]

If you are looking for a loan, then remember that as long as the purpose is legal, you can use the loan for absolutely anything as long as it’s legal. That includes debt consolidation, paying for a holiday or wedding or buying a car. Guarantor loans, may be the answer to your problem, but there [...]

Most people applying for a guarantor loan are under the impression that you can only nominate immediate family members as your guarantor, such as mum, dad, brother or sister and that is simply not the case. A guarantor can be absolutely anyone who is prepared to vouch or endorse your application and as long as [...]

Non homeowners have historically found themselves in a more difficult position than homeowners simply due to the fact that they do not have any security to offer the lender, i.e. a house. This means that their chances of getting a loan are much more difficult and if the potential borrower is looking for a loan [...]

The reason most people apply for a guarantor loan is simply because they have a poor credit history which prevents them from being accepted by the majority (if not all) of UK lenders. However, bad credit is not the only reason as there can be any number of other reasons why a lender will refuse [...]

Being a guarantor for a loan means that there are certain legal obligations that the guarantor must be aware of be fore applying for agreeing to become a guarantor for the loan. If you have agreed to be a guarantor for a loan this means that you have agreed to repay the loan if the applicant [...]

Guarantor loans are loans which are guaranteed by a third party person or company. If you fail to pay the balance, they will pay it for you. In order to be a guarantor, all you need is good credit. This is a very wide category of loans, so it’s best to keep this introduction to [...]

If you have a number of small unsecured debts such as payday loans, an unauthorised overdraft or even too many credit card payments and you find that the combination of all of these debts means that your outgoings exceed (or as close as) your income, then why not consider a guarantor loan to pay off [...]

It’s interesting how many guarantor loan companies are springing up on the internet and frankly, the quality of most of these firms is questionable because all they do is generate leads for other companies to deal with. Here at Any Type of Loan, we process a client’s application from start to finish and unlike most [...]

Christmas is coming and we know how difficult it is to manage your finances at this time of year. Why not consider a guarantor loan for Christmas so that you can consolidate your existing debts, make a fresh start and leave yourself with more disposable income each month. Sometimes, an amalgamation of too many loans [...]

We get asked a lot about the criteria for a guarantor loan so we thought we would take this opportunity to explain in detail what is required and by whom. The applicant The applicant must be at least 18 years of age and 69 at the end of the loan term and they must reside [...]

This is part 1 of a 2 part article We get asked a lot about the differences between applying for an unsecured loan and applying for a secured loan so we thought it was about time that we explained (in really simple terms) what the difference is. Unsecured loan These loans are also sometimes known [...]

Here at the guarantor loans specialist, anytypeofloan.co.uk, we get asked lots of questions everyday and we find that the same questions come up time and again so we thought we would produce a list of the most commonly asked questions. So here it is, your free cut out and keep guide to applying for a [...]

To many borrowers in the UK looking for a loan, it may appear that the odds are stacked against them in terms of actually being accepted for a loan. After all, the credit crunch affected a lot of people and a lot of industries in this country but none more so than the financial services [...]

You may have heard the phrase guaranteed loan bandied about on the net quite a bit, so what exactly is a guaranteed loan, where can you obtain one and how do they work? Well firstly, it is worth pointing out that a loan, any type of loan, is nearly always subject to a caveat or [...]

Getting a loan, any loan, is difficult. But it’s not impossible as long as you follow certain guidelines and here we will attempt to explain why most people get turned down for guarantor loans by lenders. 1. Some customers do not tell the truth. Yep, hard to believe but some people give incorrect information on [...]

What is APR? The Annual Percentage Rate (APR) includes important factors such as: the interest rate you must pay on the loan; how you repay the loan; the length of the loan agreement (or term); frequency and timing of instalment payments; and amount of each payment; and certain fees associated with the loan such as [...]

When is a guarantor loan not a guarantor loan? You have probably seen or read a lot about guarantor loans if you have searching the internet looking for an unsecured loan. It seems that every finance company in the Uk is trying to get in on the act, so what is so special about a [...]

Simple and easy to understand guide to guarantor loans.   Any Type of Loan. 2010.

As we all know, getting accepted for a loan is not that easy anymore, due in no small part to the credit crunch and the fact that many lenders have pulled out of the market or restricted their lending criteria to those who have perfect credit records. The problem is that over 70% of the [...]

Phew, what a mouthful! I know it sounds a little long winded but it has to be to explain exactly what a guarantor loan can do for you. This type of loan is not like any other unsecured loan product that you may have come across as it has been designed specifically for UK borrowers [...]

Do you know that you can still get a loan even if you have bad credit? Or if you have been turned down for a loan by another lender? Or even if you are not working? Of course the credit crunch has made banks and other finance lenders more wary and this has made applying [...]