The Top 7 UK Bridging Lenders

Breeze Capital

Breeze Capital is a UK-based bridging and development finance lender that provides short-term bridging loans for property developers and investors up to 75% LTV. According to their website, they offer fast and flexible bridging finance solutions for a wide range of property projects, including refurbishments, conversions, and new builds.

Breeze Capital has a simple and straightforward application process, with a decision on loan applications made within 24 hours and funds available within a few days. They also offer a range of repayment options, including interest-only and capital and interest repayment plans.

It’s important to note that Breeze Capital is not a regulated bridging lender and as such, borrowers need to be aware that borrowing from them is restricted to investment properties and they cannot provide finance to borrowers looking to buy their own property to live in. They are competitive when it comes to pricing and leverage and borrowers find it easy to work with them on their property finance needs.

Ortus Secured Finance

Ortus Secured Finance is a UK-based lender that provides bridging loans, development finance, and commercial mortgages to property developers and investors. According to their website, they offer a range of short-term and long-term financing options for a variety of property projects, including refurbishments, conversions, and new builds.

Ortus Secured Finance claims to have a quick and efficient lending process, with decisions on loan applications made within 24 hours and funds available within a few days. They also offer flexible repayment options, including interest-only and capital and interest repayment plans.

In addition to bridging and development finance, Ortus Secured Finance also offers a range of other financial products and services, including commercial mortgages, property investment loans, and development exit finance.

It’s important to note that Ortus Secured Finance is a regulated financial institution and as such, borrowers can have confidence in their financial stability and ability to meet their obligations to customers. However, as with any financial decision, it’s always a good idea to carefully research and compare different lenders before making a decision on which one to use for your financing needs.

MT Finance

MT Finance is a UK-based lender that provides bridging loans, development finance, and commercial mortgages to property developers and investors. According to their website, they offer a range of short-term and long-term financing options for a variety of property projects, including refurbishments, conversions, and new builds.

MT Finance claims to have a fast and flexible lending process, with decisions on loan applications made within 24 hours and funds available within a few days. They also offer a range of repayment options, including interest-only and capital and interest repayment plans.

In addition to bridging and development finance, MT Finance also offers a range of other financial products and services, including commercial mortgages, property investment loans, and development exit finance.

It’s important to note that MT Finance is a regulated financial institution and as such, borrowers can have confidence in their financial stability and ability to meet their obligations to customers. However, as with any financial decision, it’s always a good idea to carefully research and compare different lenders before making a decision on which one to use for your financing needs.

United Trust Bank

United Trust Bank (UTB) is a UK-based lender that provides a range of financial products and services to businesses and individuals, including bridging loans and development finance. According to their website, they offer flexible and competitively-priced financing solutions for a wide range of property projects, including refurbishments, conversions, and new builds.

UTB has a strong reputation in the UK lending market and is known for providing high-quality service to its customers. They have a team of experienced lending specialists who work closely with borrowers to understand their specific needs and provide tailored financing solutions.

In addition to bridging and development finance, UTB also offers a range of other financial products and services, including commercial mortgages, property investment loans, and asset finance. They are a regulated financial institution and as such, borrowers can have confidence in their financial stability and ability to meet their obligations to customers.

However, as with any financial decision, it’s always a good idea to carefully research and compare different lenders before making a decision on which one to use for your financing needs.

SOMO

SOMO is a UK-based lender that provides short-term bridging loans to property developers and investors. According to their website, they offer fast and flexible financing solutions for a wide range of property projects, including refurbishments, conversions, and new builds.

SOMO claims to have a simple and straightforward application process, with a decision on loan applications made within 24 hours and funds available within a few days. They also offer a range of repayment options, including interest-only and capital and interest repayment plans.

It’s important to note that SOMO is not a regulated financial institution and as such, borrowers should be aware of the risks associated with borrowing from them. It’s always a good idea to carefully research and compare different lenders before making a decision on which one to use for your bridging finance needs.

LendInvest

LendInvest is a UK-based online lender that provides a range of financial products and services to property developers and investors, including bridging loans, development finance, and commercial mortgages. According to their website, they offer fast and flexible financing solutions for a wide range of property projects, including refurbishments, conversions, and new builds.

LendInvest has a strong reputation in the UK lending market and is known for its innovative use of technology to streamline the lending process and provide a high-quality customer experience. They have a team of experienced lending specialists who work closely with borrowers to understand their specific needs and provide tailored financing solutions.

In addition to bridging and development finance, LendInvest also offers a range of other financial products and services, including buy-to-let mortgages, property investment loans, and development exit finance. They are a regulated financial institution and as such, borrowers can have confidence in their financial stability and ability to meet their obligations to customers.

However, as with any financial decision, it’s always a good idea to carefully research and compare different lenders before making a decision on which one to use for your financing needs.

Apex Bridging

Apex Bridging is a UK-based lender that provides short-term bridging loans to property developers and investors. According to their website, they offer fast and flexible financing solutions for a wide range of property projects, including refurbishments, conversions, and new builds.

Apex Bridging claims to have a simple and straightforward application process, with a decision on loan applications made within 24 hours and funds available within a few days. They also offer a range of repayment options, including interest-only and capital and interest repayment plans.

In addition to bridging loans, Apex Bridging also offers a range of other financial products and services, including commercial mortgages, property investment loans, and development exit finance.

It’s important to note that Apex Bridging is not a regulated financial institution and as such, borrowers should be aware of the risks associated with borrowing from them. It’s always a good idea to carefully research and compare different lenders before making a decision on which one to use for your financing needs.